9 Ways to Celebrate the Holidays Without Buying Gifts

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Shopping for the Holidays It’s the holiday season. Are you done shopping for gifts? Have you even STARTED shopping yet?? Orrrr……. Will you be shopping for gifts at all?? *Dun dun dunnnnn …….* (dramatic sound effect) Would I be a total Scrooge if I suggested you not buy any gifts at all this year? Lately I’ve been contemplating the things I LOVE about Christmas, aaand the things I hate don’t like quite as much about Christmas. Things to love:   Memories from when I was a kid The season’s first snowflakes making landfall My two dogs playing in the snow Christmas …

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Balance Transfer Shuffling — And When to Avoid It

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Balance Transfer Credit Card Decisions It’s that time of year again. Time to make some decisions. Time to make a change. Hike up those big girl panties and do what needs to be done. Is it a New Year’s resolution? Not really. Year end performance evaluation and time to ask for a raise? Nope, not exactly. Time to reign in the calories to work off those extra helpings of figgy pudding and fruitcake? Not so much. What I’m talking about is wrangling in your finances, for the umpteenth time. Getting a grip on your outstanding debt, because like it or …

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13 Lessons Classic Horror Movies Teach Us About Personal Finance

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13 Finance Lessons Learned from Horror Movies I grew up watching horror movies. Which is a bit comical, since I’m pretty much a big chicken. No joke. If someone jumps out at me from around the corner yelling “Boo!”, I’m gone. You’ll find me two miles down the road, without a thought of returning until the whole house has been purged of evil spirits. I don’t know why I consented to watch all of these films. Maybe it was a sign of the times. Because it seems like the 80’s was the decade of scary movies. Or that could just …

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Life is Better at the Beach

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Life is Short, Buy the Beach House

By the Sea, Sure I’m sitting here on the beach, writing a blog post. Well, technically not on the beach — But we’re pretty darn close. I can hear the waves crashing right outside the window where I’m sitting. And I can see the surf breaking, all white-capped and angry, in a hypnotic swirl of repetition. It’s my family’s annual beach vacation. And right now, it’s raining in the Outer Banks. But from my current perspective, that is totally okay. Because I’m away from work, surrounded by almost all who matter most to me, and am able to relax for …

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