Money Mindset

How money, debt and financial culture can affect you personally. The internal challenges and struggles when dealing with money issues. Motivation to do better financially, and how to handle mental setbacks when money emergencies pop up.

Life is Better at the Beach

Life is Short, Buy the Beach House

By the Sea, Sure I’m sitting here on the beach, writing a blog post. Well, technically not on the beach — But we’re pretty darn close. I can hear the waves crashing right outside the window where I’m sitting. And I can see the surf breaking, all white-capped and angry, in a hypnotic swirl of repetition. It’s my family’s annual beach vacation. And right now, it’s raining in the Outer Banks. But from my current perspective, that is totally okay. Because I’m away from work, surrounded by almost all who matter most to me, and am able to relax for …

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Things to Remember While on Your Life’s Journey – A Letter to My Sons

  The below is something I wrote for my two step sons, who are in their mid- to late-twenties. For a long time, I’ve wanted to give them some advice that could help provide structure as they begin to navigate their “grown up” years. Given the recent transition our family has been in, I finally sat down to put pen to paper, which resulted in this blog post. Put It in the Books Well, it’s been an interesting year, hasn’t it? A year of highs and lows, beginnings and endings. There’s been a lot going on, for sure. But through …

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My New Normal: Second Chances, Reinventing, Beginning Again

second chance new normal

Starting Over and the New Normal I have a confession. I feel like I’ve been failing as a blogger. Sorely ignoring my duties to the public. I’m supposed to deliver money-saving advice, provide guidance on profitable side hustles, and even offer an empathetic viewpoint of how challenges can be thrown at you when you least expect it. Forgive me, Readers, for I have been absent. It’s been awhile since my last blog post, and I am seeking forgiveness. (Spoken like a true former catholic school attendee.) And no, it won’t be an easy thing to achieve penance. Y’all are a …

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An Imaginary Letter From My Future Self

Full Disclosure:  I wrote this post many months ago, however was too afraid to hit the “publish” button. I’m now at a point where I’m at peace with my past, as well as with my future. But I’m also still healing, so felt it would be a step in the right direction to go ahead and put this out there.    An Imaginary Letter From My Future Self You read a lot of personal finance articles where experts are asked to write letters to their younger selves. Like, if they could go back 10 or 15 years, what advice or …

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