Money Mindset

How money, debt and financial culture can affect you personally. The internal challenges and struggles when dealing with money issues. Motivation to do better financially, and how to handle mental setbacks when money emergencies pop up.

What Are Your Goals and How Do You Plan to Achieve Them?


white peacock looking sideways - be proud and reach your goals
Achieve Your Goals – With Focus & Planning


“Your Goals are Important — Don’t Push Them Off.”

I received some sort of marketing email this morning. It was from a company I’d purchased from in the past. You know how that goes — You buy something online, get confirmation sent to your email, and all of a sudden you’re getting emails from them daily.

Email marketing, that’s what it’s all about.

Because everrrryyyone says the email list is golden. Since it’s your audience. They sign up for your newsletter because they like what you’re producing, and they trust you.

Building up an email list and then selecting quality products or services to share is a surefire way to spread your brand’s message. Well then, why am I not doing this? Sure, I send out my new posts via email. That’s pretty much it.

I don’t send out sneak peeks on updated blogging courses that will be going on sale, or one-day-only discounts on the latest tech software. I mean, I guess I could … But given the fact that I don’t blog about blogging, that doesn’t really make sense.

I blog about side hustles, saving money, and being in debt. Trying to squeeze extra dimes and nickels out of activities you have to do anyway. Finding ways to earn extra income with the least amount of effort possible.

Paying bills that have been lingering like a bad cold right before vacation. Making the most of your time on this planet, and learning from mistakes made in the past.

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A Simple Gift – Lessons Learned When You’re Officially Mid-Life

Believe in Yourself - child looking up

‘Tis the Gift to Be Simple

Today is my birthday — I am officially 45 years young.

In honor of this “monumental” occasion, we’re going to dig deep into the cavernous chronicles of the past. And explore history as you’ve never experienced it.

What does this mean exactly?

I’ll be reaching back into my memories, which may or may not be 100% accurate — but at least they’re crystal clear in my recollection. And that’s all that matters. (Ha!)

But kidding aside, I will attempt to recount and present a few nuggets of wisdom. Things I’ve learned over the past 25 years or so. These are things I wish I knew back when I was in my early 20’s, and maybe I’m still learning about today.

Because life sure is one whirlwind of a process. And boy, when you talk about lessons learned — I could Kaizen the heck out of many decisions I made back in the day.

But first — we will backtrack just a few days ago. When all of the festivities were just getting started. It stems from several different discussions, all about gift-giving, wants, and needs. And what it means to give a Simple Gift.

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Financial Independence Is About Freedom

Hello everyone, and welcome to an extra special guest post, in honor of International Women’s Day. A group of female personal finance bloggers were asked to describe what financial independence means to them. And I am sooo excited to share this inspiring story from Mel, who blogs at brokeGIRLrich

In addition, please be sure to check out this link for some of the other amazing posts dedicated to International Women’s Day (including mine!). 

Elise’s post True Equality Begins with Economic Equality

Robyn’s post The privilege of Financial Independence

Brynne’s post Equal Access to Financial Independence

And now, turning it over to Mel —


Photo by Joshua Rawson-Harris on Unsplash

Growing Up

I had the absolute best mom. She was a homemade playdough, nag you till your homework is done, inspires you to believe you can achieve anything kind of mom.

There are so many ways I hope I’m like her.

Growing up though, she was a stay-at-home mom until I was almost done with high school, and entirely dependent on my dad (who is also great). But the picture of my mom being totally financially dependent never left me as I got older — and it really wasn’t something I wanted out of my life.

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Using the “8 Mile Concept” to Support My Blog Design

I Have a Blogg-y Blog, and I'm Okay With That

Photo by rawpixel on Unsplash

So You Want To Start a Blog …

Well, believe me when I tell you wholeheartedly:

There is a RIGHT way and a WRONG way to do it … !

And if you want to know the 100% totally CORRECT way to blog —

Just click here on my affiliate link …

And sign up with my recommended Hosting Service …


Oh man, that was priceless —

You totally should’ve seen your face!
(sorry, blogger inside joke)

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