Money Mindset

How money, debt and financial culture can affect you personally. The internal challenges and struggles when dealing with money issues. Motivation to do better financially, and how to handle mental setbacks when money emergencies pop up.

What Are Your Goals and How Do You Plan to Achieve Them?


white peacock looking sideways - be proud and reach your goals
Achieve Your Goals – With Focus & Planning


“Your Goals are Important — Don’t Push Them Off.”

I received some sort of marketing email this morning. It was from a company I’d purchased from in the past. You know how that goes — You buy something online, get confirmation sent to your email, and all of a sudden you’re getting emails from them daily.

Email marketing, that’s what it’s all about.

Because everrrryyyone says the email list is golden. Since it’s your audience. They sign up for your newsletter because they like what you’re producing, and they trust you.

Building up an email list and then selecting quality products or services to share is a surefire way to spread your brand’s message. Well then, why am I not doing this? Sure, I send out my new posts via email. That’s pretty much it.

I don’t send out sneak peeks on updated blogging courses that will be going on sale, or one-day-only discounts on the latest tech software. I mean, I guess I could … But given the fact that I don’t blog about blogging, that doesn’t really make sense.

I blog about side hustles, saving money, and being in debt. Trying to squeeze extra dimes and nickels out of activities you have to do anyway. Finding ways to earn extra income with the least amount of effort possible.

Paying bills that have been lingering like a bad cold right before vacation. Making the most of your time on this planet, and learning from mistakes made in the past.

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Who Needs to Know About Estate Planning? (The Answer May Surprise You …)


Estate Planning Basics - Your Guide to Protecting Your Assets
What is Estate Planning?


What is Estate Planning?

Okay, let’s take a quick poll … How many of you know what estate planning is? And how many of you actually have an estate plan in place?

Some of you? All of you? None of you?

Well, if it is all of you, then I’m super proud to know such smart people.

But if it’s none of you, then maybe it’s because you think it’s unnecessary. At least not yet. That you’re way too young to have to worry about such things. Or that you don’t actually own anything of major value, so there’s no reason to set up an estate plan.

But here is where you may want to rethink that misconception.

Why? Because estate planning is way more comprehensive than you think it is. There’s more at stake than you may immediately consider. Which makes it more important than ever to get these details nailed down.

With this next post, you’ll learn why estate planning is so important, and how you can get started with an actual estate plan.

So buckle up, my friends. Because we’re headed down the knowledge super-highway of estate planning.

The following article was originally published on The Money Mix, and is being republished with permission.


Estate Planning Basics

For many people, the first thing that comes to mind when you hear the word estate is a fancy house with land in another country. But an estate is everything you own or control, including property, assets, and debts. And unless you plan to live forever, it’s best to have a plan.

Let’s take a walk through the basics of what your estate plan might include and what options are available. Estate planning isn’t just for the rich and famous. If you have minor children or pet, or any kind of property or assets, you likely want a say in what happens to them when you are gone. Your needs may vary but almost everyone can benefit from having an estate plan.

Note: Tomorrow can provide you and your family with peace of mind by helping you create a free legal will, or a trust fund with their premium product. (Tomorrow Plus) Enter here for a chance to win a free lifetime subscription to Tomorrow Plus.

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A Simple Gift – Lessons Learned When You’re Officially Mid-Life

Believe in Yourself - child looking up

‘Tis the Gift to Be Simple

Today is my birthday — I am officially 45 years young.

In honor of this “monumental” occasion, we’re going to dig deep into the cavernous chronicles of the past. And explore history as you’ve never experienced it.

What does this mean exactly?

I’ll be reaching back into my memories, which may or may not be 100% accurate — but at least they’re crystal clear in my recollection. And that’s all that matters. (Ha!)

But kidding aside, I will attempt to recount and present a few nuggets of wisdom. Things I’ve learned over the past 25 years or so. These are things I wish I knew back when I was in my early 20’s, and maybe I’m still learning about today.

Because life sure is one whirlwind of a process. And boy, when you talk about lessons learned — I could Kaizen the heck out of many decisions I made back in the day.

But first — we will backtrack just a few days ago. When all of the festivities were just getting started. It stems from several different discussions, all about gift-giving, wants, and needs. And what it means to give a Simple Gift.

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