How money, debt and financial culture can affect you personally. The internal challenges and struggles when dealing with money issues. Motivation to do better financially, and how to handle mental setbacks when money emergencies pop up.
7 Financial Goals You Should Be Setting for the New Year
The New Year is finally here! With all that has come about unexpectedly this past year, making sure your finances are in check is more important than ever.
If you haven’t thought about creating some resolutions for 2021, here are some financially-focused goals you should be setting for this year.
1. Track Your Expenses Regularly
First things first: Schedule time to take a look back at previous years to get a good idea of how much (generally) you’re spending per month.
This will allow you to set a budget (if you don’t have one already), and have a clearer picture of how much money you can realistically save. Not only that, but it can shift your mindset and force you to think through on all your purchases.
I’m sitting here on the beach, writing a blog post.
Well, technically not on the beach — But we’re pretty darn close.
I can hear the waves crashing right outside the window where I’m sitting. And I can see the surf breaking, all white-capped and angry, in a hypnotic swirl of repetition.
It’s my family’s annual beach vacation. And right now, it’s raining in the Outer Banks. But from my current perspective, that is totally okay. Because I’m away from work, surrounded by almost all who matter most to me, and am able to relax for a few days.
And I’m writing a blog post.
Why, might you ask, am I blogging while on vacation??