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Save Money

Ways to save money, take advantage of discounts, live a frugal lifestyle and be budget friendly. Using online tools and apps to make the most of your checking and savings. Budgeting tools to save money on groceries, utilities and day-to-day living expenses.

7 Financial Goals You *Should* Be Setting for the New Year

What are your financial goals?
What are your Financial Goals? How will you achieve them?

7 Financial Goals You Should Be Setting for the New Year

The New Year is finally here! With all that has come about unexpectedly this past year, making sure your finances are in check is more important than ever.

If you haven’t thought about creating some resolutions for 2021, here are some financially-focused goals you should be setting for this year.

1. Track Your Expenses Regularly

First things first: Schedule time to take a look back at previous years to get a good idea of how much (generally) you’re spending per month.

This will allow you to set a budget (if you don’t have one already), and have a clearer picture of how much money you can realistically save. Not only that, but it can shift your mindset and force you to think through on all your purchases.

If you’re unsure of how to get started

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9 Ways to Celebrate the Holidays Without Buying Gifts

Shopping for the Holidays

It’s the holiday season.

Are you done shopping for gifts? Have you even STARTED shopping yet??

Orrrr…….

Will you be shopping for gifts at all??

*Dun dun dunnnnn …….*
(dramatic sound effect)

Would I be a total Scrooge if I suggested you not buy any gifts at all this year?

Lately I’ve been contemplating the things I LOVE about Christmas, aaand the things I hate don’t like quite as much about Christmas.

Things to love:  

  • Memories from when I was a kid
  • The season’s first snowflakes making landfall
  • My two dogs playing in the snow
  • Christmas carols
  • The smell of a real Christmas tree
  • Driving through the neighborhood looking at all the festive holiday lights

Things I could do without:  

  • Pushy, inconsiderate people who don’t believe rules apply to them
  • Having to go into a grocery store for any reason
  • Crowded parking lots
  • Coworkers pushing deadlines onto you at the last minute so they can start their Christmas break
  • Traffic jams
  • People who don’t sneeze into their sleeves 
  • Post-Christmas credit card hangover

Now some of the things above cannot be avoided.

You can’t exactly tell your coworker to take their work assignment and shove it up their *ahem* chimney.

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13 Lessons Classic Horror Movies Teach Us About Personal Finance

Trick or Treat - What I Learned From Horror Movies
Trick or Treat

13 Finance Lessons Learned from Horror Movies

I grew up watching horror movies. Which is a bit comical, since I’m pretty much a big chicken.

No joke. If someone jumps out at me from around the corner yelling “Boo!”, I’m gone.

You’ll find me two miles down the road, without a thought of returning until the whole house has been purged of evil spirits.

I don’t know why I consented to watch all of these films. Maybe it was a sign of the times.

Because it seems like the 80’s was the decade of scary movies. Or that could just be my warped recollection.

But family fun night — let’s watch Friday the 13th!

Teenage sleepover — of course, Sleepaway Camp!

And for the annual Halloween party — well, I’d expect nothing less than gathering together to watch our favorite silent masked villain — no, not that one, the other one. Michael Myers, of course.

Watching horror movies was a legit rite of passage when I was a kid.

And it went hand-in-hand with checking under my bed, sleeping with the lights on, and asking my dad to check for monsters in the closet.

And yes, as a full grown adult, I am still afraid of the dark.

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Life is Better at the Beach

OBX sunset - Life is Better at the Beach
Life is Better at the Beach

By the Sea, Sure

I’m sitting here on the beach, writing a blog post.

Well, technically not on the beach — But we’re pretty darn close.

I can hear the waves crashing right outside the window where I’m sitting. And I can see the surf breaking, all white-capped and angry, in a hypnotic swirl of repetition.

It’s my family’s annual beach vacation. And right now, it’s raining in the Outer Banks. But from my current perspective, that is totally okay. Because I’m away from work, surrounded by almost all who matter most to me, and am able to relax for a few days.

And I’m writing a blog post.

Why, might you ask, am I blogging while on vacation??

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