Posts having to do with credit card, student loan and any other consumer or personal debt. Documentation and stories related to our debt payoff journey. Learning how to get out of debt and recover from credit issues.

For Love and Money – Talking Finances with Your Partner

farm couple

For Richer, For Poorer Ah, love. Exciting and new. So many possibilities. So much chemistry. The whirlwind romance, plans for the future. Cohabiting, vows, babies — and no, it doesn’t have to be in that order (or at all). But then there’s the bank account. Do you have one, or maybe two? Does your partner have one? Should you combine them? And before you even think about doing anything jointly, have you had that crucial conversation about money? It’s so easy to fall in love, but why is it so hard to have a heart-to-heart with your amour about finances? …

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How to Stay Focused to Pay Off Debt

  Staying Motivated to Pay Off Debt This update won’t be nearly as interesting, controversial or fun as my last debt update was. But when you pay off debt, there are peaks and valleys. High points and low points. This progress report floats along somewhere in the middle. There were no windfalls, tax refunds or bonuses. No over the top expenses, medical or vet bills (thank goodness!) And no huge progress made in terms of debt payoff — unfortunately. The last two months were kind of ho-hum, business as usual. But at least we were able to keep on truckin’. …

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Gaining Some Momentum – 6 Month Debt Update

messy writing desk with laptop

  Debt Update – 6 Months into Repayment Well hello there — Fancy meeting you here, on my Debt Update page. What have I been up to? Well, as you might have noticed, my last Debt progress report was quite some time ago. Yup. The ball was essentially dropped. Several of them, actually. While I’ve been floundering around in non-blogging land, the rest of the world has been turning. Time has passed me by while I’ve been Pinning, Tweeting, Facebooking (is that a verb?), and doing other less-than-strategic activities in order to avoid actual writing. But then a sweet and wonderful …

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A Journey to Get out of Debt

drawing of checklist with pen

  Dealing with Credit Card Debt Here we go — Round Two of this Credit Card Debt Repayment Journey — Last month I started documenting my progress toward paying off the credit card debt we’ve accumulated over the past couple of years. The point was to understand exactly where our debt is, and gain structure around what we can pay off each month. While it hasn’t been an exact science, at least it has been a starting point. And then there’s the whole accountability thing. If I’m putting this all out there for the world to see (albeit anonymously), at least …

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