For Love and Money – Talking Finances with Your Partner

For Richer, For Poorer

Ah, love. Exciting and new.

So many possibilities. So much chemistry. The whirlwind romance, plans for the future.
Cohabiting, vows, babies — and no, it doesn’t have to be in that order (or at all).

But then there’s the bank account.

Do you have one, or maybe two? Does your partner have one? Should you combine them?
And before you even think about doing anything jointly, have you had that crucial conversation about money?

It’s so easy to fall in love, but why is it so hard to have a heart-to-heart with your amour about finances?


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How to Stay Focused to Pay Off Debt

Staying Motivated to Pay Off Debt

This update won’t be nearly as interesting, controversial or fun as my last debt update was. But when you pay off debt, there are peaks and valleys. High points and low points.

This progress report floats along somewhere in the middle.

There were no windfalls, tax refunds or bonuses.
No over the top expenses, medical or vet bills (thank goodness!)
And no huge progress made in terms of debt payoff — unfortunately.

The last two months were kind of ho-hum, business as usual.
But at least we were able to keep on truckin’.

Sometimes moving forward is the best sort of progress you can hope for.

So let’s get down to it —

Where our debt payoff strategy wound up over these past two months.

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How to Keep the Faith and Push Fear Aside to Follow Your Dreams

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Keeping the Faith

I have a wooden plaque that hangs in my kitchen. It’s 12 x 12 inches, handmade (not by me) and is made of slightly distressed wood.

It’s positioned right in front of my kitchen window. So when the sun rises from the east, you can see the sunlight come streaming through some of the slightly slanted panels.

And when that sunlight peeks through, it gives more emphasis to the phrase that’s displayed — which I use to start out each morning:

“Let Your Faith Be Bigger Than Your Fears”.

No matter what you believe — where you’re from, what your religious or political views happen to be — we all have faith in something.

I’m not trying to make this into a holy roller, preachy moment. Just talking real. We all believe in something.

And whether you believe that everything happens for a reason, or that you can truly control your destiny, there’s a crucial piece of the puzzle that everyone needs in order to succeed.


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Hate Taking Surveys? SurveySavvy Turns Your Trash into Cash

Make Money by Turning Clutter into Cash

Okay so let me start out by saying one of the EASIEST ways to make money online is by taking surveys.

There. I said it.

Will it be a lot of money? Will you get a quick payout? Will you make money on every survey that you try?

No, no and no.

The reality of it is — you could start a survey, get 5 minutes into it, and then get bumped out under some disqualification.

Nothing wrinkles my britches like time wasted.

I mean, I can procrastinate with the best of them, but that’s totally my doing.
On the other hand, if someone else is wasting my time, boy does that annoy the heck outta me.

So why bother with survey sites? I mean, really — do we have time for that?

Okay, so if you’re open to trying out some really good survey sites, then check out this article.

If not, then ignore that last sentence.

Because I’m with you. Side hustling is sometimes a struggle. I participate in a lot of online money-making forums, and the general consensus on taking online surveys is not good.

Lots of people submit posts looking for suggestions on how to work from home, or how to make money online from home. And they specifically say “no surveys!”

I feel that frustration. But let me tell you about one you might be overlooking.

And this is not some smarmy way of finagling you into taking online surveys.

You’re too smart for that.

This is a site that actually does have the word “survey” in the title. But it’s much more than that. Really.

Because I’ve been making money through this site. And it hasn’t been by taking surveys.

I make money each month by sending them my garbage.

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Fetch Rewards App – Is It Worth Your Time?

Fetch Rewards app review

Fetch Rewards App Review 

If you’ve tried some popular receipt scanning apps like Ibotta, Checkout 51 or Saving Star, then you might have heard of a new one called the Fetch Rewards app.

Fetch Rewards App - Scan Receipt
Scan Receipts, Earn Points


Fetch Rewards is a receipt scanning app that turns your store receipts into rewards. According to its website, you use the Fetch Rewards app to scan grocery receipts from any grocery, convenience, or club store.


And actually, you can do way more than that. You can also scan receipts from drugstores, big box stores, dollar stores and liquor or package stores. 


The app reads the items from your receipt and Fetches points for you. And the points vary based on the product or brand that you purchase. Keep collecting points to redeem for awesome rewards. 

What kind of rewards? Well, all types of stuff –

Beauty products, electronics, clothing, music, housewares, restaurant gift cards and even Visa or MasterCard gift cards.

Want to check out Fetch Rewards? You can download the Fetch Rewards app from the App store for iOS devices, or from the Google Play store for an Android device.

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