Ryan Luke @ Arrest Your Debt

As a full-time police officer and personal finance blogger, Ryan has made it his personal mission to provide honest and easy to understand personal finance information. He is a husband and the father of three children. Through proper budgeting and money management, they have been able to live off one income and build wealth at the same time. Come join him in an active conversation about all the best personal finance information available at!

You Are Broke Because You Root For The Underdog (S.W.A.T review)

Big Dog Little Kitten
Rooting for the Underdog?

Can Rooting for the Underdog Make You Broke?

Do you ever find yourself rooting for the underdog?

Whether it’s for a sporting event, a televised talent show, or even a political race — I’ll admit, I have a habit of cheering on whoever has fallen behind. Or the one who has the kind of backstory that pulls at your heart strings. Give me a solid David vs. Goliath match-up, and I’ll be rooting for the little guy! 

But sometimes it’s a more prudent idea to take a step back and evaluate things from a different perspective. Take the lead with your head rather than your heart. To find out why — read more below!

This next guest post was written by my friend Ryan, who blogs at Arrest Your Debt

You’re broke because you root for the underdog? That’s quite a powerful assumption to make but it may actually be true. That statement serves two purposes – to get you to start thinking about money differently and to motivate you to make a positive change.

The S.W.A.T. Underdog In A Nutshell

Recently I have been watching a TV series called “S.W.A.T.” (2017 CBS T.V. Series) about a tactical team based out of Los Angeles, California. You may be surprised to learn that as a police officer myself, I usually avoid watching “cop shows.” Cops usually hate “cop shows” because of the ridiculous unrealistic expectations portrayed in the scenes.

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Things To Know About Debt Consolidation

Debt Consolidation - Is It Right for You?
Debt Consolidation – Is It Right for You?

Thinking of Consolidating Your Debt? 

Here’s a thoughtful and informative piece to help you decide if debt consolidation might be right for you. My friend Ryan from Arrest Your Debt is sharing some useful details in order for you to make an informed decision. If you’re thinking of pursuing debt consolidation, be sure to weigh all of the pros and cons of that decision.

Read on, for more details —

If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly payment and a reduced interest rate.

For some people, debt consolidation may be a reasonable solution. For others, they will be making the debt consolidation company rich.

The truth is, debt consolidation and debt relief salesmen will tell you whatever you want to hear to get your business. Don’t fall for any of the gimmicks or false promises. Before you sign on the dotted line, learn the truth about debt consolidation to find out if this strategy is right for your situation.

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