Author

Robin Rose

Robin is a full-time business professional who has worked in the financial services industry for over 20 years. She is also a personal finance blogger who shares her first hand experience with the struggles of money and debt. On Mastering the Side Jam, she focuses on ways to maximize efficiencies to make & save money, pay off debt, and live your best life. She has been been featured on The Money Mix, Rockstar Finance, The Financial Diet and Women's Money Talk, and has been quoted in various online publications.

9 Ways to Celebrate the Holidays Without Buying Gifts

Shopping for the Holidays

It’s the holiday season.

Are you done shopping for gifts? Have you even STARTED shopping yet??

Orrrr…….

Will you be shopping for gifts at all??

*Dun dun dunnnnn …….*
(dramatic sound effect)

Would I be a total Scrooge if I suggested you not buy any gifts at all this year?

Lately I’ve been contemplating the things I LOVE about Christmas, aaand the things I hate don’t like quite as much about Christmas.

Things to love:  

  • Memories from when I was a kid
  • The season’s first snowflakes making landfall
  • My two dogs playing in the snow
  • Christmas carols
  • The smell of a real Christmas tree
  • Driving through the neighborhood looking at all the festive holiday lights

Things I could do without:  

  • Pushy, inconsiderate people at the mall
  • Long lines at the grocery store
  • Crowded parking lots
  • Coworkers pushing deadlines onto you at the last minute so they can leave for Christmas vacation
  • Traffic jams
  • People who don’t sneeze into their sleeves
  • Post-Christmas credit card hangover

Now some of the things above cannot be avoided.

You can’t exactly tell your coworker to take their work assignment and shove it up their *ahem* chimney.

Continue Reading…

Debt Payoff Update: Be Careful What You Wish For

Dandelion Wish Debt Away
 Dandelion — Can’t Wish Debt Away

You Cannot Wish Debt Away

It’s funny, when you spend so much time wishing for something to happen.

Wanting it so badly, it’s all you can think about. And you imagine what life would be like, if you could only accomplish this one goal.

Make this singular change that’ll make everything worth it. Something that will improve your life exponentially, so you can finally enjoy a brighter future.

And then it happens.

But it’s not exactly as you imagined it would be. There’s a twist at the end. A kink in the plan. A curve ball you didn’t see coming.

Or maybe you did see it coming, and chose to ignore it. Ignorance is bliss, isn’t it?

So here is what I’m talking about:  Debt.

Continue Reading…

Make Money on the Side with Car Sharing – Side Jam Interview #11

Make Money on the Side With Car Sharing
Make Money on the Side with Car Sharing

 

Make Money on the Side with a Car Sharing Side Jam

Hey everyone — It’s been a while since I’ve shared a Side Jam interview, but here’s a new and interesting one for you. Do you have a car that you maybe only use part time? Do you travel for work, or even work from home?

If your vehicle spends its days sitting in your garage, then you may want to look into car sharing. With peer to peer car sharing platforms, you can make money by renting your vehicle to others.

Meet Justin, who makes money on the side by successfully renting out his vehicles. He uses the car sharing website Turo to list his cars and find customers who are interested in renting them short term.

By the way — Do YOU have a Side Jam you’d like to share?

Let me know by filling out THIS FORM, and you could be featured on my blog!

Continue Reading…

The Reason for Your Season

This is NOT a post about the holidays.

You’ll see a lot of blog posts around this time of year, talking about the true meaning of Christmas, or whatever holiday you happen to be celebrating. While I do thoroughly enjoy those type of holiday-themed posts, this is not one of them.

This blog post is more about you. The reason for your season. Whatever phase of life you happen to be in.

Whether you’re just starting out, recently graduated, making a career change, or settling into your groove.

If you’ve built a solid resume of specific experiences, or have bounced around as a Jack or Jane of all trades.

Or if you’re embracing a new phase in life, ready for retirement — whatever that specifically means for you. That may mean you want to slow things down, or it could also mean you’d like to be more active, traveling the country, or even the world.

And it could mean nothing is really changing work-wise. Just that you will now spend time doing the type of work that actually makes you smile.

Whatever season of life you are in at the moment –

What motivates you? What makes you tick?

It’s finding out your “why” —

 

Continue Reading…
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