Author

Robin Rose

Robin is a full-time business professional who has worked in the financial services industry for over 20 years. She is also a personal finance blogger who shares her first hand experience with the struggles of money and debt. On Mastering the Side Jam, she focuses on ways to maximize efficiencies to make & save money, pay off debt, and live your best life. She has been been featured on The Money Mix, Rockstar Finance, The Financial Diet and Women's Money Talk, and has been quoted in various online publications.

Debt Payoff Update: Be Careful What You Wish For

Dandelion Wish Debt Away
 Dandelion — Can’t Wish Debt Away

You Cannot Wish Debt Away

It’s funny, when you spend so much time wishing for something to happen.

Wanting it so badly, it’s all you can think about. And you imagine what life would be like, if you could only accomplish this one goal.

Make this singular change that’ll make everything worth it. Something that will improve your life exponentially, so you can finally enjoy a brighter future.

And then it happens.

But it’s not exactly as you imagined it would be. There’s a twist at the end. A kink in the plan. A curve ball you didn’t see coming.

Or maybe you did see it coming, and chose to ignore it. Ignorance is bliss, isn’t it?

So here is what I’m talking about:  Debt.

Continue Reading…

The Long Journey of a Side Hustler

dog with stick and bindle
The Long Journey of a Side Hustler

Defying Stereotypes

Quick — when someone uses the term “side hustler“, what’s the first thing that comes to your mind?

  • A fast-talking charlatan, using sleight of hand to con you out of your life savings?
  • A 20-something jack-of-all-trades, picking up gigs to support video game downloads and extra beer money?
  • Or even an insta-famous social influencer promoting their must-see makeup hacks?

 

social influencer selfie - side hustler extraordinaire

 

Well, I’ve got some interesting news for you.

Because the stereotypical side hustler has evolved over the years.

And here’s one you may have never thought would meet the criteria:

Middle-aged corporate professional, with an aversion to social functions, and an affinity for creative expression.

Does that sound like a side hustler?

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Life is Better at the Beach

OBX sunset - Life is Better at the Beach
Life is Better at the Beach

By the Sea, Sure

I’m sitting here on the beach, writing a blog post.

Well, technically not on the beach — But we’re pretty darn close.

I can hear the waves crashing right outside the window where I’m sitting. And I can see the surf breaking, all white-capped and angry, in a hypnotic swirl of repetition.

It’s my family’s annual beach vacation. And right now, it’s raining in the Outer Banks. But from my current perspective, that is totally okay. Because I’m away from work, surrounded by almost all who matter most to me, and am able to relax for a few days.

And I’m writing a blog post.

Why, might you ask, am I blogging while on vacation??

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Staying Focused to Pay Off Debt

Doing Bills to Pay Off Debt
Dude – Hit me up with another cup. We may be here for a while …

 

Current Progress to Pay Off Debt

I’ve started and stopped writing this post so many times, it’s unreal. Every time I wanted to post an update, I’d reconsider, thinking enough progress hadn’t been made.

The entire premise of this blog is based on my journey to pay off debt. The ways I’ve been trying to make money on the side, and pursuing side hustles, in order to do that.

But somewhere along the line, your priority list gets a little jumbled. And you forget what it was you were originally setting out to do. Which isn’t to say the debt journey documentation has ended, by any means. In fact, if anything — its existence has extended even further.

Not because we’ve added anything significant to our existing debt. But because we’ve been doing a cr*ppy job (in my opinion) of paying it down successfully.

Continue Reading…
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