Robin is a full-time business professional who has worked in the financial services industry for over 20 years. She is also a personal finance blogger who shares her first hand experience with the struggles of money and debt. On Mastering the Side Jam, she focuses on ways to maximize efficiencies to make & save money, pay off debt, and live your best life. She has been been featured on The Money Mix, Rockstar Finance, The Financial Diet and Women's Money Talk, and has been quoted in various online publications.
What To Know If You’re Considering A Loan To Pay Off Credit Card Debt
Got credit card debt? In this day and age, many people think that’s a given. After all, credit cards are so easy to obtain. Falling into the credit card debt trap barely takes any effort at all. But how can you break that cycle, and get rid of that debt?
Securing a personal loan to pay off credit card debt can seem counter intuitive. After all, a loan is effectively additional debt. That can make it a very unappealing option to someone seeking to unload financial burdens.
The below is something I wrote for my two sons, who are in their mid- to late-twenties. For a long time, I’ve wanted to give them some advice that could help provide structure as they begin to navigate their “grown up” years. Given the recent transition our family has been in, I finally sat down to put pen to paper, which resulted in this blog post.
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Put It in the Books
Well, it’s been an interesting year, hasn’t it?
A year of highs and lows, beginnings and endings. There’s been a lot going on, for sure.
But through all of the ups and downs, a few things have remained consistent. Like buoys strategically placed along the rough ocean waters, or a far away lighthouse, offering a beacon of hope for the future.
While the waves may be rough at times, you can still count on a few remaining standards:
We are a family, and that won’t ever change.
No matter how dark the night, the sun will always rise the next day.
The NY Mets will usually find a way to screw up a lead — but true fans will remain loyal, for better or for worse.
You’ll see a lot of blog posts around this time of year, talking about the true meaning of Christmas, or whatever holiday you happen to be celebrating. While I do thoroughly enjoy those type of holiday-themed posts, this is not one of them.
This blog post is more about you. The reason for your season. Whatever phase of life you happen to be in.
Whether you’re just starting out, recently graduated, making a career change, or settling into your groove.
If you’ve built a solid resume of specific experiences, or have bounced around as a Jack or Jane of all trades.
Or if you’re embracing a new phase in life, ready for retirement — whatever that specifically means for you. That may mean you want to slow things down, or it could also mean you’d like to be more active, traveling the country, or even the world.
And it could mean nothing is really changing work-wise. Just that you will now spend time doing the type of work that actually makes you smile.
Whatever season of life you are in at the moment –