My New Normal: Second Chances, Reinventing, Beginning Again

second chance new normal
My New Normal: Second Chances and Beginning Again

Starting Over and the New Normal

I have a confession.

I’ve been failing as a blogger. I’ve been sorely ignoring my duties to the public. I’m supposed to deliver money-saving advice, provide guidance on profitable side hustles, and even offer an empathetic viewpoint of how challenges can be thrown at you when you least expect it.

Forgive me, Readers, for I have been absent. It’s been awhile since my last blog post, and I am seeking forgiveness. And no, it won’t be an easy thing to achieve penance. Y’all are a tough crowd — smart, yet fair.

But as they often say — out of sight, out of mind.

How many new personal finance blogs have emerged over the past few months? Probably many. So many newbie PF bloggers who have no idea who I am, or that I ever even existed. (In addition to the seasoned bloggers who were out there already, but also never knew I existed… )

I’ve been shirking these duties, burying my head in the sand, blissfully ignoring this platform that I sculpted and sweated and struggled into existence several years ago.

This living being that I attempted to breathe life into.

This blog that became my one true voice, at a time when most everything in my world was uncertain and uncomfortable, only I didn’t want to admit it.

Challenged by issues with money, debt, and conflicting relationships. It would all come to a head, but I was doing my best to resist it.

And then my world kind of splattered — kaplooey — only it was the best thing to possibly happen.

And then what did I do?

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Things to Remember While on Your Life’s Journey – A Letter to My Sons

Life Lessons - A Letter to My Two Sons
Life Lessons – A Letter to My Two Sons

 

The below is something I wrote for my two sons, who are in their mid- to late-twenties. For a long time, I’ve wanted to give them some advice that could help provide structure as they begin to navigate their “grown up” years. Given the recent transition our family has been in, I finally sat down to put pen to paper, which resulted in this blog post.

Prefer to Listen?

Click below for the podcast version of this post: 

Put It in the Books

Well, it’s been an interesting year, hasn’t it?

A year of highs and lows, beginnings and endings. There’s been a lot going on, for sure.

But through all of the ups and downs, a few things have remained consistent. Like buoys strategically placed along the rough ocean waters, or a far away lighthouse, offering a beacon of hope for the future.

While the waves may be rough at times, you can still count on a few remaining standards:

  1. We are a family, and that won’t ever change.
  2. No matter how dark the night, the sun will always rise the next day.
  3. The NY Mets will usually find a way to screw up a lead — but true fans will remain loyal, for better or for worse.

 

via GIPHY

 

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9 Ways to Celebrate the Holidays Without Buying Gifts

Shopping for the Holidays

It’s the holiday season.

Are you done shopping for gifts? Have you even STARTED shopping yet??

Orrrr…….

Will you be shopping for gifts at all??

*Dun dun dunnnnn …….*
(dramatic sound effect)

Would I be a total Scrooge if I suggested you not buy any gifts at all this year?

Lately I’ve been contemplating the things I LOVE about Christmas, aaand the things I hate don’t like quite as much about Christmas.

Things to love:  

  • Memories from when I was a kid
  • The season’s first snowflakes making landfall
  • My two dogs playing in the snow
  • Christmas carols
  • The smell of a real Christmas tree
  • Driving through the neighborhood looking at all the festive holiday lights

Things I could do without:  

  • Pushy, inconsiderate people at the mall
  • Long lines at the grocery store
  • Crowded parking lots
  • Coworkers pushing deadlines onto you at the last minute so they can leave for Christmas vacation
  • Traffic jams
  • People who don’t sneeze into their sleeves
  • Post-Christmas credit card hangover

Now some of the things above cannot be avoided.

You can’t exactly tell your coworker to take their work assignment and shove it up their *ahem* chimney.

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Debt Payoff Update: Be Careful What You Wish For

Dandelion Wish Debt Away
 Dandelion — Can’t Wish Debt Away

You Cannot Wish Debt Away

It’s funny, when you spend so much time wishing for something to happen.

Wanting it so badly, it’s all you can think about. And you imagine what life would be like, if you could only accomplish this one goal.

Make this singular change that’ll make everything worth it. Something that will improve your life exponentially, so you can finally enjoy a brighter future.

And then it happens.

But it’s not exactly as you imagined it would be. There’s a twist at the end. A kink in the plan. A curve ball you didn’t see coming.

Or maybe you did see it coming, and chose to ignore it. Ignorance is bliss, isn’t it?

So here is what I’m talking about:  Debt.

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